(R.D. SCHEME IN 12 MONTHS @ 10%)
Monthly
Deposit AMT |
Total Deposit |
Interest |
Maturity Amount |
| 500 |
6000 |
325 |
6325 |
| 1000 |
12000 |
650 |
12650 |
| 2000 |
24000 |
1300 |
25300 |
| 5000 |
60000 |
3250 |
63250 |
| 10000 |
120000 |
6500 |
126500 |
(R.D. SCHEME IN 24 MONTHS @ 11%)
Monthly
Deposit AMT |
Total Deposit |
Interest |
Maturity Amount |
| 500 |
12000 |
1414 |
13414 |
| 1000 |
24000 |
2829 |
26829 |
| 2000 |
48000 |
5657 |
53657 |
| 5000 |
120000 |
14143 |
134143 |
| 10000 |
240000 |
28287 |
268287 |
(R.D. SCHEME IN 36 MONTHS @ 12%)
Monthly
Deposit AMT |
Total Deposit |
Interest |
Maturity Amount |
| 500 |
18000 |
3562 |
21562 |
| 1000 |
36000 |
7125 |
43125 |
| 2000 |
72000 |
14250 |
86250 |
| 5000 |
180000 |
35634 |
215624 |
| 10000 |
360000 |
71248 |
431248 |
(R.D. SCHEME IN 48 MONTHS @ 12%)
Monthly
Deposit AMT |
Total Deposit |
Interest |
Maturity Amount |
| 500 |
24000 |
6540 |
30540 |
| 1000 |
48000 |
13080 |
61080 |
| 2000 |
96000 |
26160 |
122160 |
| 5000 |
240000 |
65399 |
305399 |
| 10000 |
480000 |
130798 |
610798 |
(R.D. SCHEME IN 60 MONTHS @ 12%)
Monthly
Deposit AMT |
Total Deposit |
Interest |
Maturity Amount |
| 500 |
30000 |
10595 |
40595 |
| 1000 |
60000 |
21189 |
81189 |
| 2000 |
120000 |
42379 |
162379 |
| 5000 |
300000 |
105947 |
405947 |
| 10000 |
600000 |
211894 |
811894 |
(R.D. SCHEME IN 72 MONTHS @ 12%)
Monthly
Deposit AMT |
Total Deposit |
Interest |
Maturity Amount |
| 500 |
36000 |
15856 |
51856 |
| 1000 |
72000 |
31712 |
103712 |
| 2000 |
144000 |
63424 |
270424 |
| 5000 |
360000 |
158561 |
518561 |
| 10000 |
720000 |
317121 |
1037121 |
| PERIOD |
Rate of Interest (in %) |
| 12 Months |
10 |
| 24 Months |
11 |
| 36 Months |
12 |
| More than 36 Months |
12 |
(Compound Interest rates shall be applied)
ELIGIBILITY
✔ The applicant must be a member of the Society
✔ For Society membership related information
click here.
MINIMUM DEPOSIT AMOUNT
✔ Rs. 500/- and further in multiple of Rs. 100/-
PREMATURE PAYMENT
✔ Premature Payment guideline shall be applicable as per Society's Terms & Condition.
NOMINATION FACILITY
✔ Nomination Facility Available.
SPECIAL FEATURES
✔ No TDS is applicable on the interest earned on deposits.
✔ Offers higher interest rates.
Click here to Download RD Form
Monthly Income Scheme (MIS)
| PERIOD |
Rate of Interest (in %) |
| 12 Months |
10 |
| 24 Months |
11 |
| 36 Months |
12 |
| More than 36 Months |
12 |
* (Simple Interest Rates shall be applied)
ELIGIBILITY
✔ The applicant must be a member of the Society
✔ For Society membership related information
click here.
MINIMUM DEPOSIT AMOUNT
✔ Rs. 5000/- and further in multiple of Rs. 100/-
NOMINATION FACILITY
✔ Nomination Facility Available.
SPECIAL FEATURES
✔ No TDS is applicable on the interest earned on deposits.
✔ Offers higher interest rates.
✔ Interest on the Deposits is disbursed monthly.
Click here to Download MIS Form
Saving Deposit
SPECIAL FEATURES
✔ Account open with minimum Rs.300 balance.
✔ Deposit interest 6%.
✔ Any time deposit and any time withdrawal.
Regular Loan
Personal / Regular Loan - Max. up to Rs. 3,00,000/-
INTEREST
✔ 15% p.a. (1.25% p.m.) Reducing Balance
CONDITIONS
✔ Must be a Member of the society.
✔ Share Money (SM) and Compulsory Deposit (CD) shall be min. 10% each deposited into the account of the member.
✔2 Guarantor (Guarantor shall be the existing member of the society and should not be a defaulter)
DOCUMENTS REQUIRED
✔ Photo Id Proof (Any like Voter ID Card, Aadhar Card, Pan Card etc.)
✔ Address Proof (Water/Electricity bill, Compulsory)
✔ Income Proof (3 years ITR, Salary Slip, Affidavit)
✔ 1 Latest Passport Size Photo.
✔ 3 A/c Payee Cheque (CTS Cheque)
✔ Rent Agreement (In case of tenant. Electricity/Water bill of Landlord compulsory).
✔ Witness Aadhar card with signature.
LOAN TENURE & CHARGES
✔ Loan Tenure will be max. of 48 months (4 year)
✔ Non-payment of the instalment on Due date will incur 3% penalty interest extra to the member.
✔Processing Charges applicable.
Emergency Loan
Emergency Loan - Max. up to Rs. 25,000/-
INTEREST
✔ 15% p.a. (1.25% p.m.) Reducing Balance
CONDITIONS
✔ Must be a Member of the society.
✔ Share Money (SM) and Compulsory Deposit (CD) shall be min. 10% each deposited into the account of the member.
✔2 Guarantor (Guarantor shall be the existing member of the society and should not be a defaulter)
DOCUMENTS REQUIRED
✔ Photo Id Proof (Any like Voter ID Card, Aadhar Card, Pan Card etc.)
✔ Address Proof (Water/Electricity bill, Compulsory)
✔ Rent Agreement (In case of tenant. Electricity/Water bill of Landlord compulsory).
✔ 1 Latest Passport Size Photo.
✔ 1 A/c Payee Cheque (CTS Cheque)
LOAN TENURE & CHARGES
✔ Loan Tenure will be max. of 12 months (1 year)
✔ Non-payment of the instalment on Due date will incur 3% penalty interest extra to the member.
✔Loan processing charges shall be applicable.
Loan Against FD
Loan Against Deposit (RD/FD) Max. Up to 90% of the deposits.
INTEREST
✔ 14% p.a. (Reducing Balance on Loan against FD/RD)
CONDITIONS
✔ Must be a Member of the society.
✔ Must produce the FD Certificate (in case of Loan against FD).