Dhan Sagar- Schemes

Fixed Deposit

F.D. A / C	12 Months @ 10%	24 Months @ 11%	36 Months @ 12%	74 Months @ 12%
5000/-	5500/-	6161/-	7025/-	10000/-
10000/-	11000/-	12322/-	14050/-	20000/-
20000/-	22000/-	24644/-	28100/-	40000/-
50000/-	55000/-	61605/-	70246/-	100000/-
100000/-	110000/-	123210/-	141493/-	200000/-

PERIOD	Rate of Interest (in %)
12 Months	10%
24 Months	11%
36 Months	12%
More than 36 Months	12%
74 Months (Double Plan)	12%

ELIGIBILITY

✔ The applicant must be a member of the Society

✔ For Society membership related information click here.

MINIMUM DEPOSIT AMOUNT

✔ Rs. 5000/- and further in multiple of Rs. 500/-

NOMINATION FACILITY

✔ Nomination Facility Available.

LOAN FACILITY

✔ Maximum up to 90% against Deposit Amount.

✔ Interest Rate 14%.

PREMATURE PAYMENT

✔ Premature Payment guideline shall be applicable as per Society's Terms & Condition.

SPECIAL FEATURES

✔ No TDS is applicable on the interest earned on deposits.

✔ Offers higher interest rates.

Click here to Download FD Form

Recurring Deposit

(R.D. SCHEME IN 12 MONTHS @ 10%)

Monthly Deposit AMT	Total Deposit	Interest	Maturity Amount
500	6000	325	6325
1000	12000	650	12650
2000	24000	1300	25300
5000	60000	3250	63250
10000	120000	6500	126500

(R.D. SCHEME IN 24 MONTHS @ 11%)

Monthly Deposit AMT	Total Deposit	Interest	Maturity Amount
500	12000	1414	13414
1000	24000	2829	26829
2000	48000	5657	53657
5000	120000	14143	134143
10000	240000	28287	268287

(R.D. SCHEME IN 36 MONTHS @ 12%)

Monthly Deposit AMT	Total Deposit	Interest	Maturity Amount
500	18000	3562	21562
1000	36000	7125	43125
2000	72000	14250	86250
5000	180000	35634	215624
10000	360000	71248	431248

(R.D. SCHEME IN 48 MONTHS @ 12%)

Monthly Deposit AMT	Total Deposit	Interest	Maturity Amount
500	24000	6540	30540
1000	48000	13080	61080
2000	96000	26160	122160
5000	240000	65399	305399
10000	480000	130798	610798

(R.D. SCHEME IN 60 MONTHS @ 12%)

Monthly Deposit AMT	Total Deposit	Interest	Maturity Amount
500	30000	10595	40595
1000	60000	21189	81189
2000	120000	42379	162379
5000	300000	105947	405947
10000	600000	211894	811894

(R.D. SCHEME IN 72 MONTHS @ 12%)

Monthly Deposit AMT	Total Deposit	Interest	Maturity Amount
500	36000	15856	51856
1000	72000	31712	103712
2000	144000	63424	270424
5000	360000	158561	518561
10000	720000	317121	1037121

PERIOD	Rate of Interest (in %)
12 Months	10
24 Months	11
36 Months	12
More than 36 Months	12

(Compound Interest rates shall be applied)

ELIGIBILITY

✔ The applicant must be a member of the Society

✔ For Society membership related information click here.

MINIMUM DEPOSIT AMOUNT

✔ Rs. 500/- and further in multiple of Rs. 100/-

PREMATURE PAYMENT

✔ Premature Payment guideline shall be applicable as per Society's Terms & Condition.

NOMINATION FACILITY

✔ Nomination Facility Available.

SPECIAL FEATURES

✔ No TDS is applicable on the interest earned on deposits.

✔ Offers higher interest rates.

Click here to Download RD Form

Monthly Income Scheme (MIS)

PERIOD	Rate of Interest (in %)
12 Months	10
24 Months	11
36 Months	12
More than 36 Months	12

* (Simple Interest Rates shall be applied)

ELIGIBILITY

✔ The applicant must be a member of the Society

✔ For Society membership related information click here.

MINIMUM DEPOSIT AMOUNT

✔ Rs. 5000/- and further in multiple of Rs. 100/-

NOMINATION FACILITY

✔ Nomination Facility Available.

SPECIAL FEATURES

✔ No TDS is applicable on the interest earned on deposits.

✔ Offers higher interest rates.

✔ Interest on the Deposits is disbursed monthly.

Click here to Download MIS Form

Regular Loan

Personal / Regular Loan - Max. up to Rs. 3,00,000/-

INTEREST

✔ 15% p.a. (1.25% p.m.) Reducing Balance

CONDITIONS

✔ Must be a Member of the society.

✔ Share Money (SM) and Compulsory Deposit (CD) shall be min. 10% each deposited into the account of the member.

✔2 Guarantor (Guarantor shall be the existing member of the society and should not be a defaulter)

DOCUMENTS REQUIRED

✔ Photo Id Proof (Any like Voter ID Card, Aadhar Card, Pan Card etc.)

✔ Address Proof (Water/Electricity bill, Compulsory)

✔ Income Proof (3 years ITR, Salary Slip, Affidavit)

✔ 1 Latest Passport Size Photo.

✔ 3 A/c Payee Cheque (CTS Cheque)

✔ Rent Agreement (In case of tenant. Electricity/Water bill of Landlord compulsory).

✔ Witness Aadhar card with signature.

LOAN TENURE & CHARGES

✔ Loan Tenure will be max. of 48 months (4 year)

✔ Non-payment of the instalment on Due date will incur 3% penalty interest extra to the member.

✔Processing Charges applicable.

Emergency Loan

Emergency Loan - Max. up to Rs. 25,000/-

INTEREST

✔ 15% p.a. (1.25% p.m.) Reducing Balance

CONDITIONS

✔ Must be a Member of the society.

✔ Share Money (SM) and Compulsory Deposit (CD) shall be min. 10% each deposited into the account of the member.

✔2 Guarantor (Guarantor shall be the existing member of the society and should not be a defaulter)

DOCUMENTS REQUIRED

✔ Photo Id Proof (Any like Voter ID Card, Aadhar Card, Pan Card etc.)

✔ Address Proof (Water/Electricity bill, Compulsory)

✔ Rent Agreement (In case of tenant. Electricity/Water bill of Landlord compulsory).

✔ 1 Latest Passport Size Photo.

✔ 1 A/c Payee Cheque (CTS Cheque)

LOAN TENURE & CHARGES

✔ Loan Tenure will be max. of 12 months (1 year)

✔ Non-payment of the instalment on Due date will incur 3% penalty interest extra to the member.

✔Loan processing charges shall be applicable.

Loan Against FD

Loan Against Deposit (RD/FD) Max. Up to 90% of the deposits.

INTEREST

✔ 14% p.a. (Reducing Balance on Loan against FD/RD)

CONDITIONS

✔ Must be a Member of the society.

✔ Must produce the FD Certificate (in case of Loan against FD).

Our Schemes

DEPOSIT SCHEME

LOAN

Fixed Deposit

Click here to Download FD Form

Recurring Deposit

Click here to Download RD Form

Monthly Income Scheme (MIS)

Click here to Download MIS Form

Saving Deposit

Regular Loan

Emergency Loan

Loan Against FD